Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Friday, January 2, 2015

A Made Up Place

under-tenanted at The Pearl, 2014
 
"…the number of residents here will grow on average by 7.4 percent annually in the coming years, reaching 2.5 million by 2016…"
 
If you're among the thousands of new expats expected to relocate to Qatar in the years leading up to the 2022 World Cup, here are a few things you should know:
 
1. It's KAH-tur.
 
قطر
 
Not Cutter (US), KAH-TAH (Brit) kuh-TAR (everyone else).
 
There are three letters/sounds in the classical pronunciation of the country's name : qaaf (enunciated deep in the throat)/tah (with a concave tongue)/ray (rolling r).
 
Exception: in Qatari (KAH-ta-ree) dialect qaaf is pronounced with a soft gee, as in gas, so locals refer to their own country as GUH-tur.
 
this way to "the spa"
 
2. They are not Qatari.
 
There are somewhere around a whole lot of people living in Qatar - but only 1/3 of them are bonafide, card carrying Qatari nationals. Of the remaining 2/3, most are unskilled laborers from India and Nepal or service workers from Philippines. A small percentage of the larger population are from the US, Britain, Australia and other European nations. Even shopkeepers dressed in traditional thobe and ghutra at the brand-new-made-to-look-old Souk Waqif are from somewhere else.
 
Sure, Qataris are out and about. You'll see them in malls, feel your car shake as their Land Cruisers rush past, smell their oud in elevators. And, yes, Qataris work! Not every day or regular hours. They take a lot of vacations. You'll never meet a Qatari taking orders at McD's, working the DQ drive thru or answering phones at the Ramada. But still. Fresh out of school they claim top tier positions as government school teachers, administrators, CEOS and entrepreneurs (see #3, below). Qatari law requires that a local own a minimum 51% share of every business.
 
In Qatar, there are lots of layers between the larger population and nationals, even in independent business. Unless you come to Qatar as a nanny, maid, driver or clerk, hang around Fanar Islamic Cultural Institute, get into trouble or enjoy a busy night life (see #4 below) - you may never come to know a Qatari in Qatar.
 
3. Wasta. Bias. Traffic.
 
Wasta is nepotism without stigma; specially packaged bias in a place where employment, accommodation, financial perks and social rank are already determined by nationality and race. Where a high school graduate may be absorbed into university with low expectation and flung into a high level position without experience. It's a culturally approved professional track for the young and privileged when rules already preclude attendance at government funded university beyond age 40 and foreigners may be expelled once they reach age 60.
 
Hooray for traffic, the great equalizer. No amount of wasta exempts you, it doesn't matter where you're from, the color of your skin, language you speak or how old you are. Cars, trucks, vans, buses, Land Cruiser, Toyota loll bumper to fender; nationals and expats together in endless smoky lines, late for work and play; listening to Taylor Swift on CD, blaming them (see #2, above) for their troubles.
 
wasta in action?
photo courtesy Matt Mikus
visit Matt's travel blog: postcards and playlists
 
4. Not as conservative as you think.
 
If she's local, between the ages of 25 - 50 and dressed in abaya and hijab, she likely has a college degree. She's fluent in three languages, well read and considering a new business venture. Odds are, she's travelled the world, holds a driver's license, manages a busy household in a rapidly changing environment and works too. She's thoughtful and interesting and you'll never meet her. At least not in Qatar. (See #2, above.)
 
The face of Qatar is English speaking/educated abroad/thobe-wearing/wasta employed/under-30 year old, young men.
 
In Time Magazine, they stand stoically for photos before West Bay's whacky skyline. They're a vision in white at the Qatar Tennis Open (and other celebrity events).
 
In Qatar? They're hanging out of SUVs as they circle the camel race track. Flashing Lamborghini headlights in your rearview mirror. Swerving in and out of the everywhere traffic clog. Performing motorcycle tricks in intersections as multitudes of incidental spectators idle. Escorting falcons through the souk. Creating an impassible thobe-to-thobe chain along the Pearl's boardwalk. Sliding down dunes in $60,000 USD cars.
 
Nose tapping, laughing, hand holding. In restaurants, hotels, movie theaters and, yes, wearing Western clothes, in bars. (Traditional attire - and local ladies - not allowed.)
 
(highlight added)
 
White thobe and sandals, ghutra. Male traditional attire is legitimately worn by conservative Muslims of all nationalities as a humble religious gesture. It's worn by shopkeepers and other workers to provide ambience in the souk and at special events. But if it's after 3pm, he's under 30, heavily starched ghutra is tipped at a jaunty angle and other expats are stepping aside and/or changing lanes? He's probably local.
 
have-your-pic-taken-before-a-Bedouin-tent
Souk Waqif, 2014
 
5. A made up place.
 
Less than one hundred years ago, Qataris were pearl divers in the summer, Bedouin camel and sheep farmers in the winter. Locals lived in fabric tents and porous rock huts. All of which have long since dissolved into the landscape.
 
There are no pyramids, castles, ancient mosques in Qatar. Zubarah Fort wasn't built until 1938. There's no indoor snow skiing, walk-through aquarium or Burj Khalifa.
 
What Qatar does have is a rocky coastline, dunes, Sheikh Faisal. There is evidence of ancestral participation in the Orient's purple dye industry. Living people who remember (if you're fortunate enough to meet one; see #2 above).
 
And, oh yeah, money.
 
Damien Hurst's "Miraculous Journey"
Sidra Medical and Research Center, Doha

Thanks to oil and gas income, today's Qatar-in-the-making is a new money let's-build-something! playground produced by underpaid Asian laborers held captive by the Kefala sponsorship system. In which a worker relinquishes his dignity along with his passport.

As the country hasn't been industrialized long enough to provide its own architects, engineers and skilled workers, for its reinvention it must rely upon the talents of  foreign professionals. These educated, experienced, often pushing-60 individuals are paid to design and implement infrastructure, roads, stadium projects, a multi-billion dollar downtown, zoo and possibly the world's-longest-strip-mall - a shopping shell pocked with inaccessible-due-to-construction businesses.

Thanks to money, sand is processed, water desalinated. Humid, shimmering air is recycled so interior temperatures remain arctic even in the most eyebrow sizzling weather. Under-tenanted resorts exist in places that once belonged to the sea. Elaborately decorated mansion sized villas bloom in artificially enhanced areas that once couldn't sustain life. Homes feature his'n her majlis spaces where she sips tea and nibbles sweets with the ladies while he smokes sheesha and hangs with the guys.

Thanks to money, there are highways garnished with floral displays, modern automated billboards, plazas, parks, old malls, new malls, malls-to-be. But no tourists.
 
"…We don't want people to come for a $50 room to lie on the beach all day and walk around with a backpack and shorts. These are not the type of people we're targeting. We are different from the neighbouring countries. They focus on tourism as a source of income. If (the tourism market) crashes, it makes no difference for us…"
Qatar Tourism Authority's Ahmed Abdullah Al-Nuaimi,
Reuters, August 2011

In 2014 Doha, oil and gas funded high rises and hotels stand empty. Bored clerks check facebook and play games on phones. Laborers are paid to attend world class sporting events. Doha's version of the Big Red Bus, the cheerful green and yellow, double decker DohaBus, trundles empty from Lagoona Mall to the (under construction) National Library. At night, West Bay's skyline strobes above sporadically populated party lit dhows.
 
 
Thank goodness for money! Without it, today's Qatar just wouldn't…be.
 

Saturday, December 21, 2013

Ya Filus! Rich American

shopping at The Pearl
 
She sits at a desk deep inside the secured ladies' area.  She wears abaya and sheyla and when she leaves the protected space she covers her face and hands too.  Her job is to answer the phone, maintain lists, help visitors.  She's from France.
 
She greets me this way:  "Ya, filus!"
 
Hello, Money.
 
"She's crazy," say the other ladies.  "Ignore her."
 
But I'm puzzled.  The greeting is negative, assumptive and mean; a slur:  fatty, ugly, rich.
 
"Why do you say this?" I ask.  "It's very rude."
 
"But it is true, yes?"  eet eez troo.  "You are American.  You are rich."
 
I shake my head.  Not that it's not a bad thing like stealing bread from babies but No I'm Not Rich.  I tell her about layoffs, old cars, raising three children in a small house.  Joint bank accounts, family budgets.  Hard earned achievement realized through years of education, planning, sacrifice.
 
I don't own excessive "stuff."  I shop at Walmart, not Hermes.  I cook, clean and do laundry.  I work.  I'm in Doha because my husband is good at what he does - and win or lose, we operate as a team.
 
She purses her lips, waves the back of one hand in my direction.
 
She's not impressed by my college degree, professional experience, stories sold to Highlights for Children.  She's not interested in my job in Doha and efforts to volunteer in local schools.  She's more curious about why I don't have a maid to wash my husband's socks than understanding how everyday American women balance work and family obligations without the aid of a full time, live in nanny.
 
…it is the man's duty to take full responsibility for the care and maintenance of his wife and family. He must provide a safe home, food, clothing and all material needs. Indeed, Muslim men are responsible for all financial matters.  A Muslim woman may contribute financially if she wishes, but she is under no obligation to do so…
(Link)
 
In America, "rich" makes more money than she spends.  She drives a truck, Toyota, BMW, lives in a tract house or mansion.  She's every nationality, color, shape, size, orientation, gender, religion.  She has savings to care for herself and her family and maintain her lifestyle without working, if necessary.  And according to sociologist Leonard Beeghley, she has a net worth of at least $1 million.
 
Hermes at The Pearl
 
Qataris enjoy one of the highest living standards in the world.
(Link)
 
In Qatar, the country's oil and gas revenues are shared with minority population Qatari citizens.  Here, "rich" drives a Lamborghini, Rolls or SUV, lives in a sprawling family compound/beautifully appointed villa/The Pearl.  "Rich" summers in a cool climate, sends his children to university abroad, spends holidays in Las Vegas.  Most households engage a nanny and maid but "rich" boasts one helper per child and two, three or more maids.  "Rich" is employed, but doesn't necessarily work; is conservative and religious - and generally unavailable to outsiders.
 
"Rich" is relative, political, desirable, shameful - and achievable in some places more than others.
 
She raises her chin, lifts an eyebrow.  "I want to go to America."
 
Oh.

Thursday, October 3, 2013

Show Me the Money

I pressed the button for teller services and took my number from the wait-your-turn machine.  I sat in the middle of five rows of metal and foam and watched for my number to appear on the electronic board.
 
You didn't really think I'd take a photo inside a Qatari bank and post it here, did you?
 
I gave the man behind the bullet proof glass my passport and payroll check, endorsed the middle of the back by writing my full name, cell phone number and adding my signature.
 
The cashier slid a stack of bills under the glass.
 
What about the coins?  "And the fifty dirham?"
 
He raised his shoulders and shook his head, the international gesture for "ma'alesh - it doesn't matter."
 
It seems that this bank, like Qatar's grocery stores, clothing outlets, H&M, McDonalds, Fridays and Turkey Central Restaurants don't "do" coins.  Like most establishments here, they simply "round to the nearest riyal" (or thereabouts).
 
Money money money money
 
Qatar's paper money is called the Qatari Riyal (QR).  It comes in denominations of one, five, ten, fifty, one hundred and five hundred notes.  Coins are called dirhams (dh) and come in coins equaling 1, 5, 10, 25 and 50.  It takes 100 dirhams to make one riyal, and there are 100 one riyal notes to every hundred riyal.
 
  
Fifty and twenty-five dirham coins
We don't own any 1, 5, or 10 dirham coins.
 
A short history of Qatar's currency system:
Until the 1950s Qatar was a British protectorate and traded with the Indian rupee.  In 1965 Qatar and Dubai formed a currency union with money called the Qatar and Dubai riyal.  In 1973, after Dubai joined the United Arab Emirates, Qatar established its own Central Bank along with a new form of the riyal.  This currency is still in use.
 
Generally speaking, "rounding" in Qatar means that if your total due includes coinage and the amount owed is 51 dirhams or more, the amount due equals the next riyal.  If your total coinage due is 49 dirhams or less, your debt is to the riyal indicated:  21.49QR equals 21QR owed, but a 21.51QR bill becomes 22QR.
 
If your purchase amount is 15.10QR, and you hand over two tens, expect a five note back.
 
If your total comes to 15.75QR you may pay with 20 and get 4 Riyal back.  Or you can pay with a ten, five and one and receive no change.
 
If your total due includes a bull's-eye 50 dirhams, there will be change.  IF you ask.  IF the cashier has it.  And IF he/she is so inclined.
 
Of course, you can always pay to the riyal and offer the shoulder roll for the difference.  Ma'alesh.
 
Lately some shops frequented by penny conscious, where's-the-rest-of-my-money expats like Megamart and Forever 21, have begun dispensing exact change…sometimes.
 
Now showing at Ezdan Mall
(for Katie and Kimber)
 
What's the big deal?  It's just 50 dirhams.
 
In fact, we have lost many riyal to rounding.
 
As for the bank…if my 50 dirhams entered a pool that included 500 customers/day, that's 250QR ($68.68USD).  Multiply that by 6 days/week; that's $412.09.  Now figure this amount over a year and factor in the bank's branches (let's say there are ten to make it easy).  That's a cool $49,450.55/year.
 
Some say the reason for the rounding is that locals didn't like the heavy money taking up space in pockets and purses.  Others claim that there's a shortage of dirhams.
 
But, hey, it's all good.  Mafee mushkilla - no problem.  It's true that most businesses here wave the customer off when it comes to doling out exact change.  But some local shops give out sweets instead of coins.
 
 
Yum.  Who needs money?